Budget Planner
Estimate income, list recurring expenses and review your available monthly balance.
Monthly income
$3,200
Housing
$1,150
Transportation
$420
Available
$1,630
How It Works
Understand your starting point, build a roadmap, put knowledge into action and review your progress.
Educational and technology services. Individual credit and financial outcomes vary.
Your Roadmap
Rebuilding after bankruptcy isn't about shortcuts. It's about understanding how credit works and consistently moving in the right direction.
Learn what happened to your credit through bankruptcy and understand your current financial starting point.
Follow educational modules and action steps designed around rebuilding after bankruptcy.
Learn about payment history, balances, utilization, budgeting, new credit, savings and the other behaviors that can affect your financial future.
Track progress, access resources and continue learning as your financial needs and opportunities evolve.
Tool Preview
Practical, educational tools that help you organize information and see your next steps clearly.
Estimate income, list recurring expenses and review your available monthly balance.
Enter a balance and credit limit to see an educational utilization calculation.
Review credit reports, build a budget, identify priorities and record your next steps.
Tools provide educational calculations only and do not predict credit scores.
FAQ
Straightforward answers about the process, the tools and what to expect.
No. Although many of our resources are designed specifically for consumers rebuilding after bankruptcy, financial education can be useful to anyone working toward a stronger financial future.
No. Credit scores are calculated by third parties and depend on numerous factors unique to each consumer. Fresh Start Solution does not guarantee a particular score, increase or timeframe.
Fresh Start Solution provides education regarding consumer credit reports and the rights consumers have under federal law. Any additional credit-report assistance offered through the platform will be clearly described before enrollment.
You can request your official credit reports from AnnualCreditReport.com, the source authorized under federal law. Our education helps you understand what you are reading.
Start with education, a roadmap and simple tools designed for life after bankruptcy.