A Practical Checklist for Your Fresh Start.

Review credit reports, build a budget, identify priorities and record your next steps.

How It Works

How to Use This Checklist

There is no deadline. Tick items off as you complete them.

Progress is only saved on your own device, and only if you choose to.

This checklist is general education, not individualized legal, tax or financial advice.

Related Resources

Complete the "Create a working budget" step.

Learn more about each phase of rebuilding.

Get the most from your free credit reports.

The Fresh Start Program combines these tools with education and a step-by-step roadmap.